Financial regulation will change more over the next decade than it has in the last 50 years. How will technological innovation – including the adoption of machine learning, generative AI, digital currencies, and other fintech solutions – shape financial regulation for the digital economy?
Orrick’s Jerry Buckley is joined by Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton in hosting conversations with leading thinkers at the forefront of these changes, including regulators, legislators, financial services providers, data scientists, academics, opinion makers, consumer advocates and other market participants.
RegFi Episode 29: The CFPB’s Expanding Supervisory Authority of Fintechs and Other Non-Banks
27 min listen
John Coleman — Orrick partner and former deputy general counsel for the CFPB — shares his insights on the latest developments from the Bureau.
RegFi Episode 28: Preparing Financial Systems for Post-Quantum Cyber Risk
32 min listen
We explore emerging technologies and risk management at the complex intersection of quantum computing, cybersecurity and financial regulation.
RegFi Episode 27: The Evolving Data Security Environment for Financial Services Providers
21 min listen
We explore the operational and regulatory challenges of protecting financial services data from ransomware and other malicious exfiltration.
RegFi Episode 26: Regulating Electronic Transactions to Meet the Needs of a Digital Economy
35 min listen
Orrick Partner Edward Somers joins us for a conversation about the evolving interplay of the laws facilitating electronic transactions.
RegFi Episode 25: Virtual Currencies: Exploring the Regulatory Landscape with Jerry Comizio
44 min listen
Jerry Comizio provides a high-level overview of virtual currencies and a theoretical look into what future crypto regulations might look like.
RegFi Episode 24: What will Supervisory Exams Look Like for Tech Companies under CFPB’s Proposed “Larger Participant” Rule?
30 min listen
The RegFi hosts provide an overview of what newly covered providers of payment and digital wallet apps might expect from the examination process.
RegFi Episode 23: Regulatory Tech Innovation Accelerating Around the Globe: Nick Cook Describes Trends
42 min listen
Nick Cook discusses how regulators globally are approaching technological innovation in the markets they supervise, and within their own operations.
RegFi Episode 22: Data Sharing and the 1033 Rule: An Industry Perspective with Ramon Gomez
32 min listen
Ramon Gomez joins us for a conversation about Section 1033 of the Dodd-Frank Act and its implications for consumer data sharing.
RegFi Episode 21: Navigating the AI Revolution in Consumer Lending with Kelly Cochran
38 min listen
FinRegLab Deputy Director Kelly Cochran joins us to discuss how machine learning is used by consumer lenders and the evolving regulatory response.
RegFi Episode 20: Regulatory Considerations for Fintech-Driven Commercial Financing
32 min listen
Orrick Partner Jeff Hydrick drops in to discuss the growing role of fintechs and other non-bank financial institutions in commercial financing.
RegFi Episode 19: Keeping Regulatory Pace in a Global Digital Economy with John Gulliver
34 min listen
John Gulliver discusses how the U.S. financial regulatory regime compares to its international peers on a number of technology-related topics.
RegFi Episode 18: Credit Unions, Fintech and Financial Innovation with Rodney Hood
27 min listen
Rodney Hood (Former Chair, NCUA) discusses how credit unions are adopting technology to remain competitive in the digital economy.
RegFi Episode 17: Driving Consumer Access Through Digital Transformation with Nat Hoopes
26 min listen
Nat Hoopes shares insights into how fintech solutions can help improve traditional underwriting models and allow lenders to reach more customers.
RegFi Episode 16: Compliance Trends, Challenges and Innovation with Chris Hilliard
37 min listen
Chris Hilliard shares insights on how fintechs and other financial services companies can leverage technology to meet evolving regulatory challenges.
RegFi Episode 15: Bank-like Supervision for Big Tech? A Look at the CFPB’s “Larger Participant” Rule
36 min listen
The RegFi hosts discuss the CFPB’s proposed rulemaking on digital wallets and payment apps and supervisory implications for technology companies.
RegFi Episode 14: Banking Innovation and Supervision with Greg Baer
29 min listen
We kick off 2024 by welcoming Greg Baer, President & CEO of BPI, who shares his perspective on a broad range of topics affecting the banking sector.
RegFi Episode 13: Fintech Trends from 2023 – and What’s Ahead – with Peter Renton
33 min listen
As the year draws to a close, we welcome Peter Renton for a conversation about developments in fintech that stood out in 2023 and which storylines he is excited to follow as the calendar flips over to a new year.
RegFi Episode 12: Building Bridges to Credit Access with Dara Duguay
25 min listen
Dara Duguay shares her insights about policy changes, educational programs and technological innovations that are helping those who are “credit invisible” or otherwise face barriers to accessing the mainstream financial system.
RegFi Episode 11: Developing Fairness Infrastructure for Lending with Kareem Saleh
24 min listen
Kareem Saleh discusses the imperative of fairness in algorithmic lending and the importance of explainability and other guardrails to help debias the models driving underwriting decisions.
RegFi Episode 10: Raj Date Foresees Unprecedented Change in Financial Services Sector. Regulators’ Challenge: Keeping Pace
33 min listen
Raj Date sees significant and accelerating change ahead for the financial services industry, and whether regulators can keep up — protecting financial stability without stifling innovation — is a question the next 10 years will answer.
RegFi Episode 9: Consumer Data Collection and Usage with Eric Ellman
26 min listen
Eric J. Ellman sheds light on the laws and regulations that govern consumer data collection and usage and discusses how the use of alternative data in credit reporting could promote financial inclusion.
RegFi Episode 8: The Technological Path to Outcomes-Based Regulation with Matt Van Buskirk
24 min listen
Matt Van Buskirk discusses how open-source, interoperable regtech platforms – along with the adoption of advanced computational tools, AI and other innovations – could drive a shift to outcomes-based financial services regulation.
RegFi Episode 7: Fintechs, Bank Partnerships and the Evolution of Financial Supervision with Konrad Alt
28 min listen
Konrad Alt shares his unique perspective on the evolution of financial services regulation and supervision, current challenges for fintechs seeking to establish bank partnerships or secure their own charters, and the potential for technology to bring clarity and expediency to the examination and enforcement process.
RegFi Episode 6 : Modernizing Financial Regulation with Jo Ann Barefoot
33 min listen
Jo Ann Barefoot joins RegFi hosts Jerry Buckley and Sasha Leonhardt for a conversation about the challenges in modernizing financial regulation and the potential for technology to facilitate a more fair, inclusive, and resilient financial system.
RegFi Special Episode: The CFPB's 1033 Rule in a Nutshell
23 min listen
Join us for this bonus episode where the RegFi hosts share their initial reactions to the CFPB’s proposed rule on Personal Financial Data Rights (1033).
RegFi Episode 4: Consumer Reports Evaluates Fintech to Empower Consumers
27 min listen
Delicia Hand, Director of Financial Fairness Advocacy at Consumer Reports, joins RegFi hosts Jerry Buckley and Sherry Safchuk for a conversation about new Consumer Reports initiatives to provide data and tools that empower consumers to make informed financial decisions. Delicia shares insights from the initial evaluation of peer-to-peer platforms, BNPL services, and other financial services apps and identifies opportunities to improve fairness and transparency in fintech offerings.
RegFi Episode 3: Fintechs and the Evolving Regulatory Landscape with Phil Goldfeder
25 min listen
Phil Goldfeder, CEO of the American Fintech Council, joins hosts Jerry Buckley and Sasha Leonhardt to discuss the Federal Reserve’s Novel Activities Supervision Program and the challenges faced by fintech companies in navigating financial regulation.
RegFi Episode 2: AI Underwriting and Explainability with Melissa Koide
27 min listen
In this episode, Jerry Buckley and Caroline Stapleton welcome guest Melissa Koide, CEO of FinRegLab. Melissa discusses her organization’s work in evaluating the explainability of complex machine learning algorithms in credit underwriting, model governance and adverse action notices. The conversation covers the CFPB’s recent guidance on credit denial by lenders using artificial intelligence as well as the role explainability plays in promoting fairness and inclusion in lending, methods and tools emerging for lenders to explain credit-related decisions based on AI models, and the ongoing work required to adapt to the digital economy and evolving regulatory landscape.
RegFi Episode 1: Welcome to RegFi: Financial Regulation for the Digital Economy
18 min listen
The hosts of RegFi – Orrick partners Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton – introduce the goals of the podcast and share what they look forward to learning in upcoming conversations with thought leaders at the intersection of financial services, technology and regulation.