Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference

Speaking Engagement | May.07.2023 - May.10.2023

Hyatt Regency | Austin, TX

Members of Orrick's Strategic Advisory & Government Enforcement (SAGE) team will join other leaders in the real estate finance space to share and discuss the latest information on regulatory initiatives, litigation and legislation, and enforcement activity impacting the industry at the upcoming Mortgage Banker Association's 2023 Legal Issues and Regulatory Compliance Conference, the premier event for legal and compliance professionals in real estate finance.

CFPB at a Crossroads?

Tuesday, May 9, 2023 - 8:30 AM

The CFPB has been active and vocal, but hasn’t made much progress on traditional rulemaking and regulatory guidance. It’s also facing a Supreme Court challenge to its funding while confronting a steady chorus of critics arguing it is operating beyond its legal mandate. John Coleman will join a panel to discuss the CFPB’s pronouncements around its UDAAP authority, its attempts to regulate through registries, and the possible fallout from the next Supreme Court term.

Key Updates: State Licensing & Examination Challenges

Tuesday, May 9, 2023 - 10:15 AM

Katy Ryan will participate in a panel on changes in state licensing and examination and the challenges of remaining compliant with them.

The Evolving Landscape of Data Privacy

Tuesday, May 9, 2023 - 10:15 AM

Amanda Lawrence and session panelists will discuss recent changes to the CPRA, federal data privacy legislation, and the recent focus on the use of AI and dark patterns on the federal and local level.

Key Compliance Considerations

Tuesday, May 9, 2023 - 1:00 PM

Jeff Naimon will join a panel to share guidance on key compliance, managing fair lending risk, as well as tools to affirmatively reach diverse and underserved markets.

State Law and Enforcement Trends

Tuesday, May 9, 2023 - 1:00 PM

Keisha Whitehall Wolfe will speak on a panel to examine the legal precedents being developed state by state that could have a larger impact on the industry down the road and offer thoughts on how to comply.

Closing Super Session

Wednesday, May 10, 2023 - 11:15 AM

Steve vonBerg and session panelists will speak at the conference's closing super session, addressing topics of legislation, litigation and regulatory requirements.

CLE Credits Available: Y

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Speakers

John Coleman Partner, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Washington, D.C.

See my bio

D:+1 202 349 8006
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

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John Coleman Partner

Washington, D.C.

Prior to joining Orrick, John was a partner at Buckley LLP, which he joined after 15 years in federal government service as a litigator and advisor to senior policymakers, most recently as Deputy General Counsel for Litigation and Oversight at the Consumer Financial Protection Bureau. He joined the CFPB soon after its creation in 2010 and was one of a core group of attorneys tasked with interpreting the authorities granted to the agency by the Consumer Financial Protection Act of 2010 and establishing the procedures by which the agency exercises those authorities. He was the first person to appear in court on behalf of the CFPB and was involved in every significant litigation matter in the agency’s history prior to his departure. As Deputy General Counsel, he managed the team of attorneys responsible for representing the Bureau in litigation, including appellate matters, and before congressional oversight bodies.

John served every director or acting director in the CFPB's history during his tenure at the CFPB, advising them and senior officials in the Division of Supervision, Enforcement, and Fair Lending on a range of complex legal and policy matters, including those arising in the course of examinations, investigations and enforcement actions. He also advised the Director and senior officials in the Division of Research, Markets, and Regulations with respect to rulemakings, and represented the agency in all rulemaking challenges.

Prior to joining the CFPB, John was a trial attorney in the Federal Programs Branch of the Department of Justice’s Civil Division, representing federal agencies and officials in high-profile civil litigation, including cases brought under the U.S. Constitution, the Administrative Procedure Act and federal antidiscrimination laws.

Following law school, he served as a law clerk for the Honorable T.S. Ellis III, of the United States District Court for the Eastern District of Virginia.

Kathryn Ryan Partner, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Washington, D.C.

See my bio

D:+1 202 349 8008
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

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See full bio

Kathryn Ryan Partner

Washington, D.C.

She represents banks, first and second mortgage originators and servicers, reverse mortgage originators and servicers, fulfillment service providers, commercial lenders and servicers, bank holding companies, private equity firms, finance companies, debt collection companies, financial institutions and technology companies, payment processors, money transmitters and various related service providers.

Katy assists clients with matters before state regulatory agencies, the Consumer Financial Protection Bureau (CFPB), the Department of Justice (DOJ), the Department of Housing and Urban Development (HUD), federal banking agencies, Fannie Mae and Freddie Mac. She also provides strategic and tactical advice to help clients identify and secure the nationwide federal and state approvals necessary to achieve operational goals.

Prior to joining Orrick, Katy was a partner at Buckley LLP, where she was a member of the firm’s partner board.

Jeffrey Naimon Partner, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Washington, D.C.

See my bio

D:+1 202 349 8030
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

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Jeffrey Naimon Partner

Washington, D.C.

He defends financial services companies facing complex examination or enforcement matters before the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and federal and state banking regulators, with a focus on fair lending, unfair, deceptive or abusive acts and practices (UDAAP), loan servicing, privacy and credit reporting, debt collection, servicemember protections and other consumer protection issues.

He assists banks and nonbanks (including fintech entities) structure, negotiate and operate a variety of partnerships, outsourcing programs and other third-party arrangements, including performing due diligence, negotiating transactions and advising on ongoing oversight protocols to meet regulatory expectations for third-party arrangements.

Jeff also assists in negotiating acquisition, capital markets and servicing transactions, advising on how best to structure the transaction to reduce risk and expedite deal closure, performing due diligence and assisting in obtaining the necessary change of control and other regulatory approvals.

Jeff is consistently recognized as a leading lawyer in Financial Services Regulation: Consumer Finance (Compliance) in Chambers USA, which praised him for his "extremely high intellect regarding compliance matters and negotiation skills. There's none better at arguing a disputed point." He is also a Fellow of the American College of Consumer Financial Services Lawyers.

He currently serves as the Co-chair of the Professional Development Task Force and previously served as Co-chair (2011-2013) and Co-vice Chair (2008-2010) of the Truth in Lending Subcommittee of the American Bar Association’s Consumer Financial Services Committee and has authored numerous articles on consumer financial services.

Prior to joining Orrick, Jeff was a partner at Buckley LLP.

Amanda Lawrence Partner, Fintech, Financial & Fintech Advisory

Washington, D.C.

See my bio

D:+1 202 349 8089
E: [email protected]

Practice:

Fintech
Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Finance
Complex Litigation & Dispute Resolution
Internal Investigations
Class Action Defense

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Amanda Lawrence Partner

Washington, D.C.

She is a trusted adviser to and first call in high-stakes litigation and enforcement matters, including government investigations, regulatory examinations, class action and complex litigation, and internal investigations. Her matters include investigations, examinations, and enforcement actions before the CFPB, FTC, federal and state bank regulators and state attorneys general, including defending a leading bank in one of the CFPB’s first enforcement actions—a joint investigation and enforcement action with the FDIC.

Amanda also represents clients in bet the company litigation, including financial institutions and lenders in residential mortgage-backed securities (RMBS) matters, consumer class actions and other complex civil litigation matters.

Amanda is well versed in all aspects of her clients’ business and is known for providing thoughtful and practical advice. She leverages her experience with litigation and enforcement agencies to stay ahead of regulatory trends impacting the finance and fintech industries. Key among these is data monetization and regulators’ heightened focus on how data is collected, used, stored and transferred. Amanda’s practice started in the cyber and privacy spheres, and today she helps clients manage compliance with the Gramm-Leach-Bliley Act (GLBA) and Regulation P, the Safeguards Rule, the Fair Credit Reporting Act (FCRA), the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

Prior to joining Orrick, Amanda was a partner at Buckley LLP, where she was a member of the partner board. She also has an active pro bono practice.

Keisha Whitehall Wolfe Counsel, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Washington, D.C.

See my bio

D:+1 202 349 8046
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

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Keisha Whitehall Wolfe Counsel

Washington, D.C.

Her practice includes advising clients on:

Federal and state compliance requirements, including Secure and Fair Enforcement (SAFE Act) and Fair Debt Collection Practices Act (FDCPA) compliance
Licensing and regulation of residential and commercial mortgage lenders, brokers and servicers; consumer lenders; installment lenders; debt collectors; and payment processors, financial technology companies, money transmitters and other money services businesses (MSB)
Origination and mortgage servicing rights-related state and federal laws and regulations; state mortgage loan originator work from home guidance; MSB-related activities; and advertising and collection practices
Regulatory compliance, state examination and enforcement matters, and the Nationwide Multistate Licensing System & Registry (NMLS) functionality

Prior to joining Orrick, Keisha was counsel at Buckley LLP. She previously served as acting deputy commissioner at the State of Maryland Office of the Commissioner of Financial Regulation.

Steven vonBerg Counsel, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Washington, D.C.

See my bio

D:+1 202 524 7893
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

vCard

See full bio

Steven vonBerg Counsel

Washington, D.C.

Steve’s practice is focused on the full spectrum of federal mortgage lending laws, particularly those that have come out of the Consumer Financial Protection Bureau (CFPB), including the Ability-to-Repay and Qualified Mortgage (ATR/QM) rule, the Loan Originator Compensation rule, the Truth in Lending Act-Real Estate Settlement Procedures Act (TILA-RESPA) Integrated Disclosure rule (TRID), RESPA Section 8, the 2013 Mortgage Servicing Rules and the Home Mortgage Disclosure Act (HMDA) amendments.

Steve is active in the mortgage industry, writing articles and is a regular speaker at mortgage industry conferences. He was a contributing author to the CFPB Mortgage Origination Handbook (2nd Edition). Steve also holds a Certified Mortgage Banker designation from the Mortgage Bankers Association and also completed the MBA's Future Leaders Program in 2018.

Prior to joining Orrick, Steve was Counsel at Buckley LLP.