Marshall Bell

Partner

Washington, D.C.

Marshall Bell represents financial institutions throughout the U.S. on consumer finance and bank regulatory issues. Marshall advises both bank and nonbank financial services companies on a range of matters such as the regulation of auto finance, credit cards, fair lending, Regulation Z, the Fair Credit Reporting Act (FCRA), state retail installment sale and usury laws and debt collection.

He assists clients in relation to regulatory examinations and in enforcement actions by the Consumer Financial Protection Bureau (CFPB), Department of Justice (DOJ) and state regulators. He also represents clients in financial services transactions matters, including providing advice regarding regulatory due diligence, risk mitigation and obtaining any necessary regulatory approvals.

Marshall has been recognized by Legal 500 as a leading lawyer in Financial Services: Regulation. Prior to joining Orrick, Marshall was a partner at Buckley LLP. He was also in-house counsel for Ally Financial, providing advice regarding regulatory issues in connection with Ally’s auto finance operations and fair lending matters. Before going in-house, he was an associate at Weil, Gotshal & Manges LLP and Wilmer Cutler Pickering Hale and Dorr LLP, where his practice focused on financial services litigation, regulatory and transactional matters.

  • Marshall’s recent representative matters include:

    • Working with financial institutions to develop new products and services, including small business financing products, vehicle subscription and ridesharing services, point-of-sale financing options, and bill payment products
    • Advising auto, solar, and other personal property lessors regarding the application of Regulation M, the Consumer Leasing Act, and other consumer protection laws
    • Representing multiple indirect auto creditors in connection with fair lending enforcement actions by the CFPB and/or the Department of Justice
    • Assisting multiple banks in connection with potential enforcement actions with the Federal Deposit Insurance Corporation
    • Advising private equity firms in transactions with financial services companies engaged in auto finance, installment lending, specialty finance, debt collection, and money transmission

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